Welcome to PayCortex. These Terms and Conditions (“Terms”) govern your access to and use of our billing, invoicing, and payment-related services provided through our website https://paycortex.help/ (“Website,” “Platform,” or “Service”). By accessing, registering, or using our services, you agree to be bound by these Terms. If you do not agree, please discontinue using the Website.
1. Definitions
- “Company,” “we,” “our,” or “us” refers to PayCortex and its affiliates.
- “User,” “you,” or “your” refers to any individual or entity accessing or using the Website.
- “Service(s)” refers to all billing, invoicing, payment, and related tools provided by PayCortex.
- “Account” means a registered user profile created to access and use PayCortex services.
- “Content” includes text, data, software, graphics, invoices, receipts, and other materials uploaded or generated through the Website.
2. Acceptance of Terms
By using PayCortex, you confirm that:
- You are at least 18 years old and legally capable of entering into binding agreements.
- You have provided accurate, complete, and current information when creating an account.
- You will use the Website only for lawful business or personal billing purposes.
We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a new effective date. Continued use after changes indicates acceptance.
3. Our Services
PayCortex offers tools for:
- Creating and managing invoices.
- Sending and receiving billing statements.
- Tracking payment history.
- Generating automated receipts.
- Integrating billing with third-party platforms (where applicable).
We may add, update, or discontinue features at any time without prior notice.
4. User Responsibilities
As a user of PayCortex, you agree to:
- Provide accurate and lawful billing details when creating invoices.
- Maintain confidentiality of your login credentials.
- Immediately notify us if you suspect unauthorized access to your account.
- Not use the Website to transmit false, misleading, or fraudulent billing information.
- Not upload harmful files, malware, or engage in activities that may damage or disrupt our systems.
5. Payment Terms
- Some features of PayCortex may require paid subscriptions or fees.
- Payments must be made through the approved payment methods listed on the Website.
- All fees are non-refundable unless otherwise stated in writing.
- Users are responsible for any applicable taxes, charges, or regulatory fees.
- Failure to pay fees may result in suspension or termination of services.
6. Account Management & Security
- You are responsible for all activities conducted under your account.
- Sharing login credentials with unauthorized parties is strictly prohibited.
- We may suspend or terminate your account if suspicious activity or misuse is detected.
7. Data Privacy
We value your privacy. All personal and billing data collected through PayCortex is handled in accordance with our Privacy Policy. By using our services, you consent to data collection and processing as outlined in the Privacy Policy.
8. Third-Party Services
PayCortex may integrate with third-party applications (e.g., payment gateways, accounting tools). We are not responsible for the reliability, availability, or accuracy of third-party services. Your use of such services is subject to their respective terms and policies.
9. Intellectual Property
- All trademarks, designs, content, and technology on https://paycortex.help/ are owned by or licensed to PayCortex.
- Users may not copy, reproduce, sell, or exploit any part of the Website or Service without prior written permission.
- You retain ownership of content (invoices, billing records, data) you create using our platform, but grant us a license to store and process it for providing services.
10. Prohibited Uses
You agree not to use the Website or Services for:
- Illegal activities including money laundering, fraud, or unauthorized transactions.
- Sending false invoices or misleading payment requests.
- Uploading harmful software or attempting to breach system security.
- Violating intellectual property rights of third parties.
- Harassing, abusing, or exploiting other users.
Violation of these rules may result in suspension, legal action, or permanent termination of access.
11. Service Availability
- While we aim to provide uninterrupted access, we do not guarantee continuous availability.
- Scheduled maintenance, technical issues, or force majeure events may cause temporary disruptions.
- We are not liable for any loss of data, revenue, or opportunities resulting from downtime.
12. Limitation of Liability
To the fullest extent permitted by law:
- PayCortex shall not be liable for any indirect, incidental, or consequential damages arising from your use of our Website.
- We do not guarantee error-free operation, uninterrupted service, or absolute accuracy of billing data.
- Users are solely responsible for verifying invoice accuracy and ensuring lawful use of our platform.
13. Indemnification
You agree to indemnify, defend, and hold harmless PayCortex, its affiliates, employees, and partners from any claims, damages, liabilities, or expenses arising from your use of the Website, violation of these Terms, or infringement of third-party rights.
14. Termination
We may suspend or terminate your account at any time if you:
- Breach these Terms.
- Engage in fraudulent, illegal, or unauthorized activity.
- Fail to pay subscription or service fees.
Upon termination, your right to access the Website will immediately cease.
15. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of [Insert Applicable Jurisdiction]. Any disputes shall be resolved exclusively in the courts located in [Insert Location].